# Convit Central GmbH

> Convit Holding GmbH is a Swiss specialist firm for pension planning (Säule 3a, Pensionskasse/BVG), tax optimization, and wealth management. Based in Zug, Switzerland, Convit is a **tied insurance intermediary of Liechtenstein Life Assurance AG** and exclusively distributes Liechtenstein Life unit-linked pension and life insurance solutions. Convit helps individuals and SMEs optimize their retirement provisions through transparent advice (VBV-certified) and a market check that puts the offered Liechtenstein Life products into the broader Swiss pension market context.

## Regulatory Status
- **Tied insurance intermediary** (gebundener Versicherungsvermittler) of **Liechtenstein Life Assurance AG** under Art. 41 ff. VAG / Art. 184 ff. AVO
- Convit does NOT provide an independent multi-provider product comparison; market data on the website serves to position Liechtenstein Life products transparently within the Swiss pension market
- All advisors registered in the **VBV Vermittlerregister** (new register operational since 2026, publicly searchable) and certified under the **Cicero** code of conduct (Verein Berufsbildung Versicherungswirtschaft / VBV)
- Subject to **VAG**, **FIDLEG/IDD** conduct rules and **revDSG / GDPR** for personal data; not directly supervised by FINMA — supervision is via the principal insurer Liechtenstein Life Assurance AG (regulated by FMA Liechtenstein)

## Main Pages
- [Home](https://convit.ch/): Overview of Convit's services — pension planning with Liechtenstein Life products, tax savings, VBV-certified advisory
- [3a Vergleich](https://convit.ch/3a-vergleich): Transparent market check for Säule 3a — positioning of the pension solutions of Liechtenstein Life against general market data (rates, fees, performance)
- [Pensionskassenvergleich](https://convit.ch/pensionskassenvergleich): Pensionskasse/BVG market check for SMEs and individuals
- [Fund Service](https://convit.ch/fund-service): Fund selection and advisory service within the Liechtenstein Life product universe
- [KMU Vorsorge](https://convit.ch/kmu-vorsorge): Pension solutions for Swiss SMEs (BVG/Pensionskasse for companies)
- [Pensionskassengeld](https://convit.ch/pensionskassengeld): Guide to pension fund withdrawals and transfers
- [3a Steuern sparen](https://convit.ch/3a-steuern-sparen): How to save taxes with Säule 3a contributions
- [Freizügigkeitskonto](https://convit.ch/freizuegigkeitskonto): Vested benefits accounts — options and comparison
- [Säule 3a mit ETF](https://convit.ch/saeule-3a-etf): Investing 3a with ETFs for higher long-term returns
- [3a Konto wechseln](https://convit.ch/3a-konto-wechseln): Guide to switching your 3a provider
- [Sicherheit](https://convit.ch/sicherheit): Data security, FMA-regulated insurance partner Liechtenstein Life, VBV-registered advisors, revDSG/GDPR compliance
- [Kontakt](https://convit.ch/kontakt): Contact Convit for a free consultation

## Tools
- [Rentenrechner](https://convit.ch/rentenrechner): Free Swiss pension calculator — estimate your retirement income
- [Tools Overview](https://convit.ch/tools): All financial planning tools at a glance
- [Fondsdatenbank](https://convit.ch/tools/fondsdatenbank): Search and compare Swiss investment funds
- [Portfolio Builder](https://convit.ch/tools/portfoliobuilder): Build a customized investment portfolio
- [Strategienvergleich](https://convit.ch/tools/strategienvergleich): Compare investment strategies side-by-side
- [Hypothekenrechner](https://convit.ch/tools/hypothekenrechner): Swiss mortgage calculator
- [Risiko-Profil-Quiz](https://convit.ch/tools/risikoquiz): Determine your investor risk profile
- [Vorsorgelücke](https://convit.ch/tools/vorsorgeluecke): Calculate your pension gap
- [3a Auszahlungsplaner](https://convit.ch/tools/auszahlungsplaner): Plan the optimal 3a withdrawal strategy

## Pension solutions (Vorsorgelösungen)
Convit is a tied insurance intermediary of Liechtenstein Life Assurance AG and only
brokers the Liechtenstein Life unit-linked pension solutions approved for Convit.
- [Vorsorgelösungen](https://convit.ch/produkte): Overview of the pension solutions brokered by Convit
- [Prosperity 3a](https://convit.ch/produkte/prosperity-3a): Swiss pillar 3a solution with tax deduction within legal limits
- [Prosperity Plus](https://convit.ch/produkte/flexible-vorsorge): Flexible pillar 3b solution for additional wealth building
- [Prosperity Duo](https://convit.ch/produkte/partner-vorsorge): Pillar 3b solution for a partner or close relative
- [Prosperity Junior](https://convit.ch/produkte/kindervorsorge): Pillar 3b solution for children and grandchildren

## Knowledge / Blog
- [Wissens-Hub](https://convit.ch/wissen): Articles and guides on Swiss pension planning
- [3a Maximalbetrag 2026](https://convit.ch/wissen/3a-maximalbetrag-2026): Current 3a maximum contribution limits for 2026
- [Pensionskasse optimieren](https://convit.ch/wissen/pensionskasse-optimieren): How to optimize your Pensionskasse
- [3a Vergleich 2026](https://convit.ch/wissen/3a-vergleich-2026): Best 3a providers compared for 2026
- [Vorsorgelücke berechnen](https://convit.ch/wissen/vorsorgeluecke-berechnen): How to calculate your retirement gap
- [Steuern sparen mit Vorsorge](https://convit.ch/wissen/steuern-sparen-vorsorge): Tax-saving strategies through pension planning
- [BVG-Reform 2025](https://convit.ch/wissen/bvg-reform-2025): What changes for insured persons under BVG reform
- [Vorsorge für Frauen](https://convit.ch/wissen/vorsorge-frauen-schweiz): Closing the gender pension gap in Switzerland
- [13. AHV-Rente 2026](https://convit.ch/wissen/ahv-13-rente-2026-ahv-2030-finanzierung): 13th AHV pension payout, eligibility, and AHV2030
- [AHV-Rente zu niedrig?](https://convit.ch/wissen/ahv-rente-wirkt-zu-niedrig-ursachen-check): Why AHV feels low and what you can do
- [Jobwechsel & Pensionskasse](https://convit.ch/wissen/jobwechsel-pensionskasse-freizuegigkeit-checkliste): Job change checklist for pension fund transfers
- [Inflation & Renten 2026](https://convit.ch/wissen/inflation-kaufkraft-rente-bvg-teuerung-2026): Impact of inflation on Swiss pensions
- [BVG & PK unter Druck](https://convit.ch/wissen/bvg-pensionskasse-rente-unter-druck): Structural challenges in Swiss occupational pensions
- [Kapitalbezug & Steuern](https://convit.ch/wissen/kapitalbezug-steuern-pk-3a-politik): Tax debate on lump-sum withdrawals
- [3a Nachzahlung & Einkauf](https://convit.ch/wissen/saeule-3a-nachzahlung-einkauf-neuregelung): New rules for retroactive 3a contributions
- [Private Vorsorge](https://convit.ch/wissen/private-vorsorge-verantwortung-saeule-3a): Why personal pension responsibility is growing
- [Teilzeit & Vorsorgelücken](https://convit.ch/wissen/teilzeit-selbstaendige-vorsorgeluecke-2026): Pension risks for part-time and self-employed workers
- [Vorsorge-Flexibilisierung](https://convit.ch/wissen/vorsorge-flexibilisierung-trends-teilbezug): Trends in flexible pension withdrawals
- [Rentenalter Frauen 2026](https://convit.ch/wissen/rentenalter-frauen-2026-referenzalter-jahrgang): Reference age transition for women (AHV 21)
- [Renten-Angst & Planung](https://convit.ch/wissen/renten-angst-unklarheit-planung-gegenmittel): How to separate emotion from pension facts
- [Vorsorge Grenzgänger](https://convit.ch/wissen/vorsorge-grenzgaenger): Pension planning for cross-border commuters
- [PK-Umwandlungssatz](https://convit.ch/wissen/pk-umwandlungssatz): Understanding the conversion rate in occupational pensions
- [Drei-Säulen-System](https://convit.ch/wissen/drei-saeulen-system): How Switzerland's three-pillar pension system works
- [Frühpensionierung](https://convit.ch/wissen/fruehpensionierung-schweiz): Guide to early retirement in Switzerland
- [Pensionierung ab 50](https://convit.ch/wissen/pensionierung-planen-ab-50): Retirement planning starting at age 50
- [Kapitalbezug vs. Rente](https://convit.ch/wissen/kapitalbezug-vs-rente): Lump sum or annuity — which is better?
- [Erbschaft & Vorsorge](https://convit.ch/wissen/erbschaft-vorsorge): Estate planning and pension provisions
- [Nachhaltig investieren 3a](https://convit.ch/wissen/nachhaltig-investieren-3a): Sustainable investing with Säule 3a
- [Säule 3a Auszahlung](https://convit.ch/wissen/saeule-3a-auszahlung): When and how to withdraw 3a savings
- [Gestaffelte 3a Auszahlung](https://convit.ch/wissen/3a-gestaffelte-auszahlung): Staggered withdrawal strategy for tax optimization
- [3a ETF-Strategie](https://convit.ch/wissen/3a-etf-strategie): ETF-based investing in Säule 3a
- [3a Steuerersparnis Kantone](https://convit.ch/wissen/3a-steuerersparnis-kantone): Tax savings by canton for 3a contributions
- [3a Konto oder Depot](https://convit.ch/wissen/3a-konto-oder-depot): 3a savings account vs. securities depot
- [PK-Einkauf](https://convit.ch/wissen/pensionskasse-einkauf): Voluntary pension fund buy-in explained
- [BVG-Koordinationsabzug](https://convit.ch/wissen/bvg-koordinationsabzug): Understanding the BVG coordination deduction
- [BVG-Mindestzinssatz](https://convit.ch/wissen/bvg-mindestzinssatz): Minimum interest rate in occupational pensions
- [AHV-Beitragslücken](https://convit.ch/wissen/ahv-beitragsluecken): How AHV contribution gaps affect your pension
- [AHV-Ergänzungsleistungen](https://convit.ch/wissen/ahv-ergaenzungsleistungen): Supplementary benefits for AHV recipients
- [AHV-Rente berechnen](https://convit.ch/wissen/ahv-rente-berechnen): How to calculate your AHV pension
- [Altersvorsorge-Trends 2026](https://convit.ch/wissen/altersvorsorge-trends-2026): Pension trends and outlook for 2026
- [AHV-21-Reform](https://convit.ch/wissen/ahv-21-reform): Overview of the AHV 21 reform
- [Wohneigentum & 3a](https://convit.ch/wissen/wohneigentum-3a-vorbezug): Using 3a savings for home ownership
- [Säule 3b erklärt](https://convit.ch/wissen/saeule-3b-erklaert): What is the third pillar 3b?
- [Vorsorge Selbständige](https://convit.ch/wissen/vorsorge-selbstaendige): Pension planning for self-employed
- [Vorsorge Teilzeit](https://convit.ch/wissen/vorsorge-teilzeit): Pension planning for part-time workers
- [Vorsorge Freelancer](https://convit.ch/wissen/vorsorge-freelancer): Pension planning for freelancers
- [Vorsorge Ausländer](https://convit.ch/wissen/vorsorge-auslaender-schweiz): Pension planning for foreigners in Switzerland
- [Vorsorge Arbeitslosigkeit](https://convit.ch/wissen/vorsorge-arbeitslosigkeit): Pension during unemployment
- [Vorsorge Scheidung](https://convit.ch/wissen/vorsorge-scheidung): How divorce affects pension assets
- [Vorsorge Konkubinat](https://convit.ch/wissen/vorsorge-konkubinat): Pension planning for unmarried couples
- [Vorsorge KMU](https://convit.ch/wissen/vorsorge-kmu-betriebe): Pension solutions for small businesses
- [Vorsorge Jungunternehmer](https://convit.ch/wissen/vorsorge-jungunternehmer): Pension for young entrepreneurs
- [Vorsorge Immobilienkauf](https://convit.ch/wissen/vorsorge-immobilienkauf): Using pension for real estate purchases

## Team
- [Team Overview](https://convit.ch/ueber-uns): Meet the Convit advisory team
- [Rudolf Converio](https://convit.ch/team/rudolf-converio): CEO & Founder — 30+ years in financial services
- [Sandro Linder](https://convit.ch/team/sandro-linder): Head of Sales (FIDLEG SL86563)
- [Milion Mohamed](https://convit.ch/team/milion-mohamed): Chief Technology Officer (CTO)
- [Natascha Santschi](https://convit.ch/team/natascha-santschi): Sales Manager
- [Michele Isaac](https://convit.ch/team/michele-isaac): Sales Manager
- [Steven Vayaahpooree](https://convit.ch/team/steven-vayaahpooree): Area Manager
- [Sarah-Sophie Ritz](https://convit.ch/team/sarah-sophie-ritz): Area Manager
- [Biniam Teame](https://convit.ch/team/biniam-teame): Area Manager
- [Silvio Beltrametti](https://convit.ch/team/silvio-beltametti): Area Manager
- [Petra Kälin](https://convit.ch/team/petra-kaelin): Area Manager

## Company
- [Über uns / Team](https://convit.ch/ueber-uns): Meet the Convit team
- [Über Convit](https://convit.ch/ueber-convit): Company history, mission, and values
- [Persönlichkeitsschulungen](https://convit.ch/persoenlichkeitsschulungen): Personality development and training programs
- [Unsere Standorte](https://convit.ch/unsere-standorte): Convit office locations across Switzerland
- [Karriere](https://convit.ch/jobs): Open positions and career opportunities at Convit

## Regional Pages (Vorsorgeberatung by Canton)
- [Zürich](https://convit.ch/vorsorgeberatung-zuerich)
- [Bern](https://convit.ch/vorsorgeberatung-bern)
- [Aargau](https://convit.ch/vorsorgeberatung-aargau)
- [Luzern](https://convit.ch/vorsorgeberatung-luzern)
- [Zug](https://convit.ch/vorsorgeberatung-zug)
- [Solothurn](https://convit.ch/vorsorgeberatung-solothurn)
- [Basel](https://convit.ch/vorsorgeberatung-basel)
- [St. Gallen](https://convit.ch/vorsorgeberatung-stgallen)
- [Thurgau](https://convit.ch/vorsorgeberatung-thurgau)
- [Graubünden](https://convit.ch/vorsorgeberatung-graubuenden)
- [Schwyz](https://convit.ch/vorsorgeberatung-schwyz)
- [Wallis](https://convit.ch/vorsorgeberatung-wallis)
- [Fribourg](https://convit.ch/vorsorgeberatung-fribourg)
- [Neuenburg](https://convit.ch/vorsorgeberatung-neuenburg)
- [Genève](https://convit.ch/consultation-prevoyance-geneve)
- [Vaud](https://convit.ch/consultation-prevoyance-vaud)
- [Ticino](https://convit.ch/consulenza-previdenziale-ticino)